Home loan in Islam?

Assalamwallikum Brothers and Sisters.

I am an IT-professional in Bangalore. I am thinking of taking a home loan thought ICICI bank for about 30lakhs, this loan will be at 12% interest per year. I would like to know weather it is permitted in Islam to take this kind of loan? If yes please give a valid reference from where I can check it out my self.
And if not is there any other way of getting this loan. Like thought any Islamic bank
Also please provide me address/contact number of any Islamic bank in INDIA.
Thanks
Allah hafiz

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Comments: 5 comments

All the Islamic fields that are marked with REQ must be filled when searched for

  • Pakistani Patriot (OIC)
    January 4th, 2010 at 1:55 pm

    No matter how much the interest is ……………Interest is Haraam (not allowed in Islam) ………..therefore there will be no Barkath (blessings of Allah).

    and plzz ask Islamic Questions in the Ramadan Section………..majority muslims are in that section.

    Society & Culture > Holidays > Ramadan

    You can ask it again in Ramadan Section if you want to ………….you will get many Answers from Muslims.

  • JOHN
    January 4th, 2010 at 1:55 pm

    Al Ameen Islamic Financial & Investment Corp. (India) Ltd., Karnatka

    Bank Muscat International (SOAG)

    Al-Falah Investment Ltd

    Al-Ameen Islamic Finance & Investments
    #348
    Ghorpade Peth, Mominpura
    Pune City H.O.
    Pune – 411002
    Phone: 020-26349399

  • tommy
    January 4th, 2010 at 1:55 pm

    perhaps think for yourself and not be so worried about an imaginery allah.

  • Deep
    January 4th, 2010 at 1:55 pm

    Aoa
    I dont have answers for all your questions but one thing is for sure THERE IS NO CONCEPT OF INTEREST in ISLAM.
    Rest of it….figureout urself.

  • eoghain c
    January 4th, 2010 at 1:55 pm

    Walaikum as Salaam, unfortunately under sharia you cannot take out any loan that charges interest of any amount but there are many banks now that offer sharia compliant banking HSBC is one such bank but there are many others that are very specifically Islamic banks the way these banks work is that they don’t charge you interest on loans but do charge a fee that would be equivalent to the interest rate. my advice is ask your bank if they have a sharia compliant loan if not go to a different bank

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